IT for FinTech and Payment Companies

· Payment companies and providers
· Products with an internal balance: wallets, marketplaces, agent networks
· Financial services that need a team which has already worked with money
· Teams whose product runs but no longer holds the load or the reconciliation

· A payment went through at the provider and never appeared in the system
· A repeated request charges the customer twice
· Monthly reconciliation is assembled by hand and still does not match
· Every new payment system is connected as if it were the first
· Load grew, and operations started to disappear at peak hours

· A designed money path: where the funds are, in what state, and who is responsible
· Idempotent operations and protection against double charges
· Journals and reconciliation that can restore any single transaction
· Provider connections: acceptance, refunds, repeated notifications, disputed cases
· Load scenarios and behaviour when a provider stops responding
· Separated permissions and an action log
· Support after launch, because a financial product is never finished

· Electronic wallets with a multi-currency balance
· Merchant platforms for accepting payments
· Multi-tenant platforms for agent networks with isolation per tenant
· Billing: plans, subscriptions, recalculations, accruals
· Analytics and reconciliation on top of a payment system database
· High-load platforms for exchanging digital assets

· We study the domain and draw the money path
· We record the requirements for load, security and reporting
· We build a limited scope that can already be tested with real money
· We connect providers one by one and test every scenario, including failure
· We launch and watch the reconciliation for the first weeks
· We keep developing the system together with your team